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NAE Credit Union Membership Benefits

We're Easy To Join!

If you live, work, worship, volunteer or attend school in, and businesses and other legal entities located in the Virginia Beach - Norfolk  -Newport News, VA - NC Metropolitan Statistical Area consisting of Gloucester, Isle of Wight, James City, Mathews, and York Counties, including the cities of  Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, and Williamsburg in Virginia and Currituck and Gates Counties in North Carolina, you qualify for NAE Federal Credit Union membership. 


Branch Locations


Who Can Belong To A Credit Union?
To join a credit union, you must be eligible for membership. Members of each credit union share a “common bond” such as being employed by the same employer, belonging to an organization or church, or living in the same community. Each credit union determines the specific group, field or membership it will serve.

Why Do People Join Credit Unions?
People all over the world belong to credit unions. Credit unions have been able to keep pace with the needs of their members by offering a variety of services in addition to savings and loans. Typically credit unions have better interest rates on deposits as well as loans. Credit unions return surplus income to their members in the form of dividends. More and more people join credit unions and are pleased with credit union service.

Is My Money Safe?
Federal credit unions are chartered, regulated and insured by the National Credit Union Administration (NCUA), an agency of the federal government. Through NCUA’s National Credit Union Share Insurance Fund (NCUSIF), the funds of all federal and most state-chartered credit union members are insured up to $250,000 on regular accounts and $250,000 for retirement accounts.

What documents will I need to open an account at NAEFCU?

  • A completed membership application at the branch
  • A $5.00 membership fee
  • A $5.00 opening deposit to a Savings Account/no fee or deposit to open a Checking Account
  • A valid picture ID (Virginia or NC State issued ID, a driver’s license, military ID, Passport)
  • A valid second form of ID (Social Security card, vehicle registration, recent W-2)
  • Proof of current physical residential address (PO Box addresses are not acceptable, but can be used as a Mailing address)

Should you have any questions about the documents needed to open an account, please call (757) 410-2000.


Member Services

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Investment and Planning

Achieve your goals. More

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Loans & Credit Cards

Save time and money with competitive rates and flexible terms. More

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Savings Accounts

Open a share savings account and enjoy the benefits. More

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Checking Accounts

NAE's free checking account is perfect for everyone. More

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Financial Calculators

Make the right financial decisions. More