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Fee Schedule
Fee Description |
Amount |
|---|---|
| New Account Fee | $5.00 (**1) |
| Bill Pay, Checking accounts, Credit Card Annual Fee, e-Statements, Home-branching | FREE |
| Cashier’s Check – after 1st within a 24 hour period, and after the third within the month | $5.00 |
| Cashier’s Check: Declaration of Loss Claim | $30.00 |
| Domestic Wire Transfers (outgoing) [International wires not available] | $20.00 |
| Gift Card (Non-reloadable) | $3.95/each |
|
Reloadable Visa Debit Card (personalized card) This card must be ordered & the 1st load is free. Subsequent loads at a branch incur a fee. |
$5.00/each $2.00 fee to reload at a branch. (**9) |
| Bad Address-no forwarding address | $10/month (**2) |
| Complimentary Counter/ Starter Checks After complimentary checks |
FREE $1.00/sheet (4 checks) |
| Copies made from copy machine | $0.50 / copy |
| Dormant Account Maintenance Fee | $12.00 month (**2) (**3) |
|
Fax Service Local Fax Service Long Distance |
$1.00 / page $2.50 / page |
|
Federal Express: Standard Federal Express: Overnight |
$30.00 $60.00 |
| Monthly or Interim Statement | $1.00/ page |
| Share Draft Forms (check orders) | Invoiced billing (**4) |
| Withdrawals: | |
| ACH-debits reversed due to NSF | $30.00 / item |
| ACH-Stop Payments | $30.00 / item |
| Archive Record Retrieval [Microfilm]: Share Drafts, etc. | $5.00 / page plus Research fee |
| ATM Balance Inquiry (foreign ATM) | $0.50 |
| ATM Withdrawal (foreign ATM) | $1.00 |
| Branch Cash Withdrawals - extraordinary request | Up to 8 day wait period (or more, if necessary) |
| Collection fees for overdrawn accounts (**6) are subject to collections costs | All fees incurred to pursue collection for non-payment |
| Fraud Claims for foreign ATM | $5.00 per claim |
| Insufficient Funds (NSF) Overdrawn Account | $30.00 per item (**5) |
| Legal notices [levies, garnishments, etc.] against account(s) | $5.00 |
| ODP (Overdraft Privilege) Fee | $30.00 per item (**5) |
| Non-member: Cashing NAE check | $5.00/check |
| Reg. D Transfers from Savings (exceeding 6/month) | $30.00 / item |
| Shared Branch Withdrawals |
1st two transactions per month are free and $2.00 for each additional transaction |
| Share Draft Returned for Insufficient Funds | $30.00 / item |
| Share Draft Stop Payment | $30.00 / item |
| Safe Deposit Boxes: | |
| Safe Deposit Box: Lost key replacement and/ or drilling | Actual cost + $25 |
| Annual rental 3 x 5 | $25.00 |
| Annual rental 3 x 10 | $40.00 |
| Annual rental 5 x 10 | $60.00 |
| Annual rental 10 x 10 | $90.00 |
| Credit Cards: | |
| Credit Card, ATM/Debit Card-Replacement Initial Credit & ATM/Debit cards | $5.00 / card FREE |
|
Credit Card – Late payment fee ($28.00 or the amount of the required minimum Payment, which is less) |
$28.00 (first late pmt.)/
$39.00 (if within 6 mos. of the 1st late payment) |
| Credit Card – Cash Advance fee - Members | FREE |
|
Credit Card – Check returned for non-payment (See details for Credit Card – Late payment fee) |
$30.00 + credit card late payment fee (See above) |
| Loans | |
| Check by Phone fee | $10.00 |
| Check cashed, deposited, or tendered for a loan payment, and returned for any reason |
$30.00 min Penalty of 3x face of check or $250 whichever is less (**7) |
| Delinquent Loan | 5% of payment or $5.00 whichever is greater |
| DMV Filing Fee (auto / motorcycle) | Actual cost + $150 processing fee |
| Bill Pay | FREE |
| Bill Pay STOP payment Bill Pay check image copy |
$30/item $10/copy |
| Account Research & Analyzing Fee | $75.00 / hour (**8) |
| Account Balancing & Reconciliation | $15.00 |
(**1) Closing Accounts within 6 months may be subject to $5.00 closing fee.
(**2) If your S1 account falls below $5 for any reason, you have 6 months to bring your account to $5 or your membership may be terminated.
(**3) Dormant Account: a) Account without valid mailing address or no activity in last 12 months. b) Fee is from the date of dormancy.
(**4) Senior Citizen Discount (59 ½ years and older) and no fee for initial ATM/Debit card with direct deposit
(**5) Maximum 5 per day (per item)
(**6) All overdrawn accounts are subject to collection costs, including but not limited to, attorney’s fees, interest, court filing fees and other such fees incurred with collection for non-payment.
(**7) Civil penalties of $250 or 3 times the amount of the returned item, whichever is less, may be imposed for non-payment within 30 days after written notice from NAEFCU.
(**8) Minimum Fee of $75.00 (to include processing insurance claims)
(**9) For the reloadable debit cards, refer to the ‘C U Money’ or NAE FCU websites for details of loading the card online. Insured by the National Credit Union Administration
(**2) If your S1 account falls below $5 for any reason, you have 6 months to bring your account to $5 or your membership may be terminated.
(**3) Dormant Account: a) Account without valid mailing address or no activity in last 12 months. b) Fee is from the date of dormancy.
(**4) Senior Citizen Discount (59 ½ years and older) and no fee for initial ATM/Debit card with direct deposit
(**5) Maximum 5 per day (per item)
(**6) All overdrawn accounts are subject to collection costs, including but not limited to, attorney’s fees, interest, court filing fees and other such fees incurred with collection for non-payment.
(**7) Civil penalties of $250 or 3 times the amount of the returned item, whichever is less, may be imposed for non-payment within 30 days after written notice from NAEFCU.
(**8) Minimum Fee of $75.00 (to include processing insurance claims)
(**9) For the reloadable debit cards, refer to the ‘C U Money’ or NAE FCU websites for details of loading the card online. Insured by the National Credit Union Administration