Certificates of Deposit
Our Certificates of Deposit are a great way to earn higher dividends on your savings balance. Certificates provide members with maximum flexibility of balance, terms, and dividend rates. Lock into a desired rate and period of time to earn more with your CD.
Flexible rates and terms
Dividends paid monthly
Dividends can compound or be paid to your account
Money Market Account
Our Money Market Accounts are a great way to save money, earn a competitive rate and have the flexibility of unlimited withdrawals. The more you save, the more you earn with our Money Market Accounts.
No monthly service fee
$1,000.00 minimum balance to earn dividends
Unlimited withdrawals
IRA Savings Account
Whether or not you started saving and planning for your financial security early, NAE can help you find an Individual Retirement Account that best fits your needs so that you will be prepared to enjoy your retirement years. NAE offers Traditional, Roth, and SEP IRA accounts. Which retirement investment option is right for you? Review the information below on all the retirement plans we offer.
Traditional IRAs allow you to contribute pre-tax earnings to an account until you retire.
- Some contributions are tax-deductible - talk to your tax advisor about which option is best for you
- A distribution from a qualified retirement plan may be rolled into a Traditional IRA at any age, regardless of whether the IRA owner has compensation for that year
- Dividends compound and pay monthly
Roth IRAs allow you to contribute after-tax earnings to an account until you retire
- Contributions are NOT tax-deductible - talk to your tax advisor about which option is best for you
- Dividends compound and pay monthly
SEP (Simplified Employee Pension) IRAs allow employers to contribute to Traditional IRAs set up for employees.
- Some contributions are tax-deductible - talk to your tax advisor about which option is best for you
- A business of any size, even self-employed, can establish a SEP
- Dividends compound and pay monthly
Club Savings Account
Christmas and Vacation Club Accounts are special savings accounts. They are short-term savings accounts set up by you to encourage saving for future expenses or events. They are important because they encourage and reinforce better savings habits. Although these accounts are typically opened to motivate saving for vacations and holidays, they can also be used for that boat you want, the new addition to your house, or even a down payment.
No monthly service fees
Dividends paid monthly
$100.00 minimum balance to earn dividends
Youth Savings Account
Our Youth Savings Account is a savings account for kids and a great way to encourage kids to save money. While earning a competitive rate and having the flexibility of unlimited withdrawals. It's beneficial for kids to learn how to save at a young age. Learning to save at a young age helps them become more knowledgeable when making future financial decisions. The more you save, the more you earn.
No monthly service fee
Funds matching incentive
$100.00 minimum balance to earn dividends
To assist and encourage youths to save, we provide a piggy bank to hold all of their small change. When their bank is full and ready to be deposited into their NAE Youth Savings Account, NAE will reward them for being financially responsible by matching their deposit up to $7.50 once a quarter.
Ready to Start Savings?
Join NAE Federal Credit Union today to open a Share Saving Account or visit a branch today for information about our savings options