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Privacy Notice
| FACTS | What does NAE Federal Credit Union do with your personal information? |
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| WHY? | Financial organizations choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| WHAT? | Types of personal information we collect and share depend on the product and/or services you have with us. This information may include, Social Security number, income, account balances, payment history, credit history and credit scores. When you are no longer a member we may continue sharing your information as described in this notice. We do not sell your nonpublic personal information, but share some information with our service providers. We provide only the information needed for each specific purpose. Under all circumstances, these providers may use the information we provide only for reasons agreed to by us. Providers include our data service provider; check printers, and our bonding company. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured buildings. |
| HOW? | All financial institutions need to share certain member information to run everyday business. In the section below, we list reasons financial organizations may share a member’s personal information; the reasons NAE Federal Credit Union chooses to share; and whether you may limit this sharing. |
| Reasons we can share your personal information: | Does NAEFCU share? | Can you limit this sharing? |
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| For our everyday business purposes: to process transactions, maintain your account, respond to court orders and legal investigations, and report to credit bureaus | YES | NO |
| For our marketing purposes: to offer products and services to you | YES | NO |
| For joint marketing with other financial organizations - (VISA Scorecard) | YES | NO |
| For our affiliates’ everyday business purposes: information about your transactions and experiences (Credit Union Service Centers) | YES | NO |
| For our affiliates’ everyday business purposes: information about your creditworthiness | YES | NO |
| For our affiliates to market to you | NO | Not applicable |
| For non-affiliates to market to you | NO | Not applicable |
| QUESTIONS??? | Call (757) 410-2000 or visit our website www.naefcu.org |
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| Who We Are | |
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| Who is providing this notice? | NAE Federal Credit Union |
| What We Do | |
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| How does NAE Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does NAE Federal Credit Union collect my personal information? | We collect your personal information, for example, when you open an account with us. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions | |
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| Everyday Business Purposes | Actions necessary to conduct business and maintain member accounts and include: processing transactions, mailing, auditing, providing information to credit bureaus, responding to court orders and legal investigations |
| Affiliates | Organizations related by common ownership such as the Credit Union Service Centers. They can befinancial and non-financial companies. |
| Non-affiliates | Organizations not related by common ownership. They can be financial and non-financial companies. |
| Joint Marketing | A formal agreement between non-affiliated financial organizations that together market financial products or services to you. Our joint marketing partners include credit and debit card companies, investment, insurance and other financial services companies |