Menu
Fee Schedule
-
General Fees
Fee Description Amount New Account Fee $5.00 (**1) Bill Pay, Checking accounts, Credit Card Annual Fee, e-Statements, Home-branching FREE Cashier’s Check – after 1st within a 24 hour period, and after the third within the month $5.00 Cashier’s Check: Declaration of Loss Claim $30.00 Domestic Wire Transfers (outgoing) [International wires not available] $20.00 Gift Card (Non-reloadable) $3.95/each Reloadable Visa Debit Card (personalized card)
This card must be ordered & the 1st load is free. Subsequent loads at a branch incur a fee.$5.00/each
$2.00 fee to reload at a branch. (**9)Bad Address-no forwarding address $10.00/month (**2) Complimentary Counter/ Starter Checks After complimentary checks FREE
$1.00/sheet (4 checks)Copies made from copy machine $0.50 / copy Dormant Account Maintenance Fee $12.00 month (**2) (**3) Fax Service Local
Fax Service Long Distance$1.00 / page
$2.50 / pageFederal Express: Standard Federal
Express: Overnight$30.00
$60.00Monthly or Interim Statement $1.00/ page Share Draft Forms (check orders) Invoiced billing (**4) -
Withdrawals
Fee Description Amount ACH-debits reversed due to NSF $25.00 / item ACH-Stop Payments $25.00 / item Archive Record Retrieval [Microfilm]: Share Drafts, etc. $5.00 / page plus Research fee ATM Balance Inquiry (foreign ATM) $0.50 ATM Withdrawal (foreign ATM) $1.00 Branch Cash Withdrawals - extraordinary request Up to 8 day wait period (or more, if necessary) Collection fees for overdrawn accounts (**6) are subject to collections costs All fees incurred to pursue collection for non-payment Fraud Claims for foreign ATM $5.00 per claim Insufficient Funds (NSF) Overdrawn Account $25.00 per item (**5) Legal notices [levies, garnishments, etc.] against account(s) $5.00 ODP (Overdraft Privilege) Fee $25.00 per item (**5) Non-member: Cashing NAE check $5.00/check Reg. D Transfers from Savings (exceeding 6/month) $25.00 / item Shared Branch Withdrawals 1st two transactions per month are free and
$2.00 for each additional transactionShare Draft Returned for Insufficient Funds $25.00 / item Share Draft Stop Payment $30.00 / item -
Safe Deposit Boxes
Fee Decription Amount Safe Deposit Box: Lost key replacement and/ or drilling Actual cost + $25 Annual rental 3 x 5 $25.00 Annual rental 3 x 10 $40.00 Annual rental 5 x 10 $60.00 Annual rental 10 x 10 $90.00 -
Credit Cards
Fee Description Amount Credit Card, ATM/Debit Card-Replacement Initial Credit & ATM/Debit cards $5.00 / card FREE Credit Card – Late payment fee
($28.00 or the amount of the required minimum Payment, which is less)$28.00 (first late pmt.)/ $39.00
(if within 6 mos. of the 1st late payment)Credit Card – Cash Advance fee - Members FREE Credit Card – Check returned for non-payment
(See details for Credit Card – Late payment fee)$30.00 + credit card late payment fee (See above) -
Loans
Fee Description Amount Check by Phone fee $10.00 Check cashed, deposited, or tendered for a loan payment, and returned for any reason $25.00 min
Penalty of 3x face of check or $250 whichever is less (**7)Delinquent Loan 5% of payment or $5.00 whichever is greater DMV Filing Fee (auto / motorcycle) Actual cost + $150 processing fee -
Bill Pay
Fee Description Amount Bill Pay FREE Bill Pay STOP payment Bill Pay check image copy $30/item
$10/copyAccount Research & Analyzing Fee $75.00 / hour (**8) Account Balancing & Reconciliation $15.00
(**1) Closing Accounts within 6 months may be subject to $5.00 closing fee.
(**2) If your S1 account falls below $5 for any reason, you have 6 months to bring your account to $5 or your membership may be terminated.
(**3) Dormant Account: a) Account without valid mailing address or no activity in last 12 months. b) Fee is from the date of dormancy.
(**4) Senior Citizen Discount (59 ½ years and older) and no fee for initial ATM/Debit card with direct deposit
(**5) Maximum 5 per day (per item)
(**6) All overdrawn accounts are subject to collection costs, including but not limited to, attorney’s fees, interest, court filing fees and other such fees incurred with collection for non-payment.
(**7) Civil penalties of $250 or 3 times the amount of the returned item, whichever is less, may be imposed for non-payment within 30 days after written notice from NAEFCU.
(**8) Minimum Fee of $75.00 (to include processing insurance claims)
(**9) For the reloadable debit cards, refer to the ‘C U Money’ or NAE FCU websites for details of loading the card online. Insured by the National Credit Union Administration
(**2) If your S1 account falls below $5 for any reason, you have 6 months to bring your account to $5 or your membership may be terminated.
(**3) Dormant Account: a) Account without valid mailing address or no activity in last 12 months. b) Fee is from the date of dormancy.
(**4) Senior Citizen Discount (59 ½ years and older) and no fee for initial ATM/Debit card with direct deposit
(**5) Maximum 5 per day (per item)
(**6) All overdrawn accounts are subject to collection costs, including but not limited to, attorney’s fees, interest, court filing fees and other such fees incurred with collection for non-payment.
(**7) Civil penalties of $250 or 3 times the amount of the returned item, whichever is less, may be imposed for non-payment within 30 days after written notice from NAEFCU.
(**8) Minimum Fee of $75.00 (to include processing insurance claims)
(**9) For the reloadable debit cards, refer to the ‘C U Money’ or NAE FCU websites for details of loading the card online. Insured by the National Credit Union Administration