favicon Menu
 
 

 Virginia Credit Union Credit Cards

We are NAE FCU, your friendly neighborhood credit union for reliable credit card solutions in Virginia. We believe in providing financial options that prioritize your well-being and help you thrive with a credit card that not only offers more buying power but more rewards.

Understanding Credit Union Credit Cards

The current average APR* for all new credit card offers is 24.66%**. Yikes.

Credit union credit cards provide a breath of fresh air compared to traditional bank-issued cards. With lower interest rates, minimal fees, and personalized customer service, you can trust us to support your financial journey at every step.

Benefits of Credit Cards

Now, a credit card is not free money. However, it can be a valuable financial tool when used responsibly. Beyond the convenience of cashless transactions, credit cards offer many benefits, including building credit, earning extra rewards, and providing a safety net of sorts when an emergency pops up. Our credit union is committed to helping you harness these benefits to enhance your financial health.

NAE FCU’s Visa Platinum Credit Cards

That's where our credit union's credit card comes in.

Enter the NAE FCU Visa Platinum Credit Card--the pinnacle of credit card choices in Virginia. With competitive rates, generous rewards programs, and robust fraud protection, our Visa Platinum Credit Card takes your spending experience to the next level while safeguarding your financial interests. Whether you want to earn cashback, travel rewards, or extra financial security, our Visa Platinum Credit Card delivers unparalleled value with every swipe.

Why Choose NAE FCU for Your Credit Card

When Virginia residents choose NAE FCU, they choose a credit union invested in their success. 

Our Visa Platinum Credit Card has no annual or balance transfer fees, and its low, fixed-rate APR is perfect for paying off high-interest store and big bank credit cards.

Our commitment to member satisfaction is evident in every aspect of our service, from our transparent fee structures to our world-class member service team. With NAE FCU, you're not just a cardholder—you're part of a community dedicated to helping you thrive.

Joining NAE Federal Credit Union

Becoming a member is easy! NAE FCU is a community-chartered credit union. That means you are eligible to join if you live, work, worship, volunteer, or attend school in or are a business or other legal entity located in:

  • NC Metropolitan Statistical Area consisting of Gloucester, Isle of Wight, James City, Mathews, and York Counties

  • The cities of Chesapeake, Hampton, Newport News, Norfolk, Poquoson, Portsmouth, Suffolk, Virginia Beach, and Williamsburg in Virginia, and Currituck and Gates Counties in North Carolina

Applying for a Credit Card with NAE FCU

If you want a credit card with a credit union that offers convenience and value, the search is over. We're talking about no annual or balance transfer fees with fixed, low rates AND rewards. Apply online or stop by one of our convenient branch locations to get started.

Join NAE FCU & Get Your New Credit Card!

Virginia residents! Don't miss out on the opportunity to elevate your financial journey with the NAE FCU Visa Platinum Credit Card. Join us now and experience the difference our credit union can make in your life.

*APR = Annual Percentage Rate.
**Matt Schulz, “2024 Credit Card Debt Statistics”, Lending Tree, March 13, 2024.